Do I need to register the property at the Land Registry in UK?
You might be wondering, do you need to register the property at the Land Registry in UK? So the answer is obviously, YES!
Every Property or Land should always be registered for the very first time if you claim ownership of it or mortgage it if it is not registered.
And if you are thinking to so, you must have some information about Land Registry in UK or feel free to contact us!
What is the Land Registry?
Land Registry gives a government-guaranteed land title to property owners and also a title plan showing the boundaries of the property. Land Registry registers any changes in ownership, mortgages or leases affecting it once the property is entered into the register.
HM Land Registry is a non-ministerial agency that records the ownership of land and properties in England.
Why do I need to register the property at the Land Registry?
The registration of your property at the Land Registry guarantees and protects your property rights. It shows proof of ownership, protects your property against fraud and makes it easier to change or sell your property in the future. It provides proof of ownership, protects your property from fraud and makes it easier to change or sell your property in the future.
If you are selling or buying a property in the UK, you must record the change of ownership at the Land Registry, a government agency that registers land and property ownership in England. Here’s all you need to know about the Land Registry and how to sign the land.
When do I need to register my property at the Land Registry?
Every property should be registered with the Land Registry if it was not previously registered. Therefore, anyone taking property ownership (for ex: buying or inheriting property) or mortgaging it must apply to the Land Registry to register at all:
- New ownership of a registered property.
- Ownership of an unregistered property.
- Any interest related property such as a mortgage, a contract with a trust, a lease or a right of way.
How to register my property at the Land Registry?
Check the registry before applying to the Land Registry to verify that your property hasn’t already been registered:
- If the property is already registered: you should complete an application for registration of any transfer of ownership or interest affecting the property (such as a mortgage, a lease or a right of way). To do this, you should, therefore, complete a’ transfer of full registered title ‘ form, then an AP1 form to register this transfer, as well as send the documents, forms, and registration fees to HM Land Registry.
- If you have never registered your property: You should fill in a first registration application to register new ownership of the property and send the records, forms, and registration fees to HM Land Registry.
How to check Land Registry Plans Online?
To check Land Registry documents, you can request copies online and normally receive them in an hour by email. Almost all of the documents can be obtained from us online, along with other documents not listed.
You can either check by property address or use a simple built-in chart on the application form if there is no address. Instead, if you have one, you can check by Title Number.
What information is held by the Land Registry?
Land Registry keeps information of most properties in the United Kingdom, along with:
- The title register, the name of the owner, the amount paid for the land, the mortgage status.
- The title plan, the boundaries of the property.
- The title summary containing the name of the lender as well as whether the property is leasehold or freehold.
- A flood risk indicator providing information on the probability of flooding of the house.
Conclusion:
For information on the registered property, anyone can search the register online. You can search by location or address. If you want to gain additional information about a registered property, such as previous owners, you can request a copy of the deeds from the Land Registry in UK.